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Why Vacant Property Insurance is Necessary

Even though a property is vacant, it is still a liability. This is the main reason why vacant property insurance is necessary. When a property becomes vacant some of the coverage options on your insurance policy will not provide protection for your property. A Vacant Property Insurance policy will protect whatever your standard policy doesn’t.

Empty Home - Vacant Property InsuranceYou may be thinking: why do I need to insure a house in which I don’t live? Owners need insurance for vacant property because it is vulnerable to many threats. Threats include:

  • Theft
  • Vandalism
  • Lack of regular maintenance
  • Trespassers can get injured
  • Bug infestations
  • Damaged pipes

When do you need Vacant Property Insurance?

  • The rental property you own is between tenants
  • Moved to a new place but haven’t your property
  • Your property is undergoing renovations
  • Received ownership of a home in an estate or will
  • Left on a sabbatical or extended trip

The reasons above are why vacant property insurance is necessary. If you own vacant property, save yourself some money and get it protected. We can help you find the best Vacant Property Insurance rates in the nation. Contact us now and get an instant Vacant Property Insurance Quote for free!

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Why Vacant Property Insurance is Necessary

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Reasons for Vacant Property Insurance | Understand Vacant Property Insurance